Financial consulting services
We work on concrete financial decisions: what a company is worth, how its sale is structured, on what terms its debt is renegotiated, and whether a project justifies the investment.
Each engagement is delivered as a substantiated report, with explicit assumptions and documented methodology, so it can be defended before a buyer, a credit committee or a board of directors.
When to call us
Is your company going through a rough patch?
This is the order in which we step in when cash gets tight.
Financial diagnosis
Where the problem is, and how big it really is.
Cash-flow management
Inflows and outflows under control, week by week.
Debt restructuring
With banks and suppliers, backed by defensible projections.
Business valuation
If the way out involves selling or bringing in a partner.
Valuation and transactions
What it is worth and how it changes hands
Business valuation
Determination of value through discounted cash flows, market multiples and asset value, according to the nature of the business. The report documents the assumptions and withstands review by the counterparty.
Mergers and acquisitions
Support through buy-side and sell-side processes: preparing the information, approaching counterparties, valuation, negotiation and closing of the transaction.
Loan-portfolio due diligence
Review of credit portfolios for purchase, sale or assignment: file integrity, payment behavior, collateral coverage, concentration and expected-loss estimation.
Financing
Capital structure and the banking relationship
Debt restructuring
Renegotiation of terms with local banks — maturities, rates, collateral and grace periods — to align debt service with the company’s real capacity to generate cash.
Capital raising
Obtaining bank financing or investment capital: preparing the file, structuring the operation and presenting it to banks, funds and investors.
Analysis and planning
Information to decide with
Financial diagnostics
Analysis of financial and operating performance over a given period, identification of the causes of margin deterioration and an action plan, with support during execution.
Feasibility studies
Assessment of a project’s viability before committing the investment: market and industry analysis, technical feasibility and expected results, with NPV, IRR, benefit-cost ratio and sensitivity analysis.
Financial models
Models built to fit the business: projections, scenario analysis, financing structures and investment appraisal.
Activity-based costing
ABC costing to determine the real cost per product, service or customer, and its effective contribution to the company’s margin.
Cash-flow management
Projection and control of liquidity, particularly in periods of slowdown, to ensure obligations to banks and suppliers are met.
Specialized service
Quantitative Lab with AI
Artificial intelligence applied to your company’s financial processes: cash-flow projection, scenario simulation, automated reporting and executive training.
Talk to us about your company
WhatsApp is the fastest channel. We respond the same business day. English spoken.
Avenida Balboa, RALI Business Center, Office 241
Panama City, Republic of Panama